Showing posts with label RBI Assistant 2016-17. Show all posts
Showing posts with label RBI Assistant 2016-17. Show all posts
Friday, 10 March 2017
Thursday, 2 February 2017
Directions (1-15): In each of the following questions, a paragraph with a blank is given. From the five choices given below, select the sentence which can go into the blank to make the paragraph logically coherent.
Q1. Srinagar is the capital of Kashmir. There are very beautiful scenes all round. The Dal Lake is one among them. [__________] We can hire one of them and voyage along the length and breadth of the lake or live in it for a week or so.
(a) There are several guides to take us round.
(b) There we can see a number of house boats waiting to be hired by the tourists.
(c) It is difficult to count them.
(d) It was dark inside and bright outside.
(e) There are several tourists looking around the place.
Q2. Polio-affected children are found everywhere in India. Recently the Government has started Polio-eradication Scheme. [__________] Unless we take care to co-operate the purpose cannot be fulfilled.
(a) We must help children to take the proper vaccine.
(b) We must take the children to get vaccinated.
(c) Children must remain without any movement.
(d) We must make children exercise.
(e) We need experts to undertake such projects.
Q3. Many film-stars have recently migrated to the area of television. [__________] As the viewers increase their popularity also increases. T.V serials appear to be more paying than the feature films.
(a) Television gives a better chance of action.
(b) There they have a greater number of viewers.
(c) Television is a house hold affair.
(d) If we do not like a TV program we can turn it off.
(e) Television is useful in many ways.
Q4. Man is trying to find out modern means of producing electric power. The solar panel is one of them. [__________] This electricity can light lamps, turn fans or work small household appliances.
(a) It is very cheap and affordable.
(b) We ourselves can make one such device.
(c) It converts sunlight into electricity.
(d) It is easy to work and beautiful to look at.
(e) Electricity is a good substitute for sunlight.
Q5. Air-pollution is one of the gravest problems faced by city-dwellers. Foul gas liberated from heaps of waste matter is one source of pollution. [__________] Recently the Government has made arrangements to measure it. If it is above the allowable limit the vehicles are prohibited from plying along the public roads.
(a) Another source is the smoke emitted by vehicles.
(b) Foul water in the channels is another.
(c) The smell from toddy shops pollutes the air.
(d) Open drainage pollutes the air.
(e) People suffer due to smoke emitted by vehicles.
Q6. Corruption has become rampant in India. Corrupt officials and politicians are ruling over the hapless common man. [__________] People must join together and force them to take necessary legal action.
(a) Politicians with integrity simply withdraw from the scene.
(b) Such officials are welcomed by the general public.
(c) Even police authorities are reluctant to face them.
(d) They do it with the connivance of topmost authorities.
(e) Corruption is the breeding ground for all evils.
Q7. Feature films have a very great influence upon the common people. They have no hesitation in regarding actors as gods. [__________] They must utilize this love and regards to serve the people, not to exploit them.
(a) Gods are expected to protect the devotees.
(b) Though they are gods they are human enough to err.
(c) Gods never walk on earth or collect money.
(d) Some people are ready even to die for them.
(e) Actors are viewed as gods.
Q8. Most of us fall victim to some sort of disease or the other. We can avoid diseases by leading a hygienic life. It is better to bear in mind a simple truth. [__________] The consciousness of this truth will lead us to happiness.
(a) It is impossible to have constant health.
(b) Hygienic life is less costly than medical treatment.
(c) Man is mortal and likely to die at any moment.
(d) Happiness is always evasive.
(e) Health needs good care as we may fall victim to some sort of disease.
Q9. A doctor has succeeded in raising a variety of monkeys similar to human beings. They clean their teeth with brushes and mop their face with towels. [__________] In that case these animals may be called monkey – man and we may be called man – monkeys.
(a) Perhaps they may learn and use human language.
(b) Sometimes they may die after a few days.
(c) The method adopted by the doctor is wonderful.
(d) We can expect a lot of change in the case of other animals also.
(e) Monkeys are good subjects unlike human beings.
Q10. It is wonderful how a word can acquire diagonally opposite meaning. Gandhiji called the socially downcast people by the name Harijans. [__________] But now the Harijans themselves feel that it is a word of insult.
(a) Gandhiji was a social reformer.
(b) Gandhiji had many Harijan friends.
(c) Gandhiji expected to bring them respect by calling them the children of God.
(d) Harijans have risen to such a high position that they feel their brand name ‘Harijan’ to be degrading.
(e) Only Harijans are children of God.
Q11. With the breakdown of the joint family system and with more and more couples opting for a single child, a time will come when relatives will become fewer and fewer. [__________]
(a) People will gradually abandon the nuclear family
(b) The role of friends will become even more important then.
(c) Old age homes will flourish with more and more senior citizens joining them.
(d) Family planning will no longer be valid.
(e) Joint family system will gradually return.
Q12. Information technology will usher in a more vibrant and responsive democracy where people are truly empowered. In the context of such an increasingly IT – oriented world we have to increase computer literacy in the country. [__________]
(a) India, with its poor human resource base, cannot take advantage of the revolution that is happening.
(b) Indian firms have to gear up suitably to meet the emerging challenges in the new millennium, as far as software exports are concerned.
(c) Computer literacy in India needs to improve further.
(d) Internet can be used to create and acquire knowledge in ways that would not be possible otherwise.
(e) Access to computer and the internet should be made available to all so that benefits of technology are enjoyed by everyone.
Q13. The recent economic liberalization by the Government has opened the sluice-valves for free flow of foreign consumer goods into the country. Goods from China and other East Asian markets have now flooded the Indian market. [__________]
(a) The foreign goods which are now available in India are of inferior quality.
(b) The bloodless war of the new millennium waged by China could cause greater havoc to this country.
(c) Smuggling of goods has to be effectively prevented, to save the economy.
(d) Indian products are unable to withstand the competition in price as well as quality from these foreign goods.
(e) Chinese goods can never offer a stiff competition to Indian goods.
Q14. Chess will always have limited spectator appeal. [__________] It is too intellectual and far too rigid in its rules and mode of play for the average person.
(a) It is not a game that can be called having fun with.
(b) Chess has some advantages that other sports do not.
(c) Chess is not a sport for egg heads only.
(d) Chess players will always have a limited fan following.
(e) With a little more encouragement chess players will perform better.
Q15. Most people are poor observers, and receive only a vague or hazy impression of objects around them. [__________] But we receive impressions through the other senses too – touch, taste smell and sound.
(a) Impressions perceived through the sense of sight are not capable of a vivid description.
(b) A person who is blind, is a better observer in most cases than a person who is gifted with eyesight.
(c) People cannot make use of their sense of sight in a productive manner.
(d) Most descriptions are confined to what people see.
(e) What we see we tend to believe and sometimes we see what we want to see.
ANSWERS :
S1. Ans.(b)
Sol. There we can see a number of house boats waiting to be hired by the tourists. This sentence is the continuation of the idea expressed in the first sentence.
S2. Ans.(b)
Sol. We must take the children to get vaccinated.
S3. Ans.(b)
Sol. There they have a greater number of viewers. The next sentence also talks about the viewers.
S4. Ans.(c)
Sol. It converts sunlight into electricity.
S5. Ans.(a)
Sol. Another source is the smoke emitted by vehicles. In previous sentence, first source is talked about.
S6. Ans.(c)
Sol. Even police authorities are reluctant to face them.
S7. Ans.(d)
Sol. Some people are ready even to die for them.
S8. Ans.(b)
Sol. Hygienic life is less costly than medical treatment.
S9. Ans.(a)
Sol. Perhaps they may learn and use human language.
S10. Ans.(c)
Sol. Gandhiji expected to bring them respect by calling them the children of God.
S11. Ans.(b)
Sol. The role of friends will become even more important then.
S12. Ans.(e)
Sol. Access to computer and the internet should be made available to all so that benefits of technology are enjoyed by everyone.
S13. Ans.(d)
Sol. Indian products are unable to withstand the competition in price as well as quality from these foreign goods.
S14. Ans.(d)
Sol. Chess players will always have a limited fan following.
S15. Ans.(d)
Sol. Most descriptions are confined to what people see.
Important Note:
Wednesday, 1 February 2017
Directions (1-10): Some questions have a sentence with two blanks followed by five pairs of words as choices. Others have a single blank followed by five words as choices. From the choices, select the word/pair of words that can best complete the given sentences and mark its number as your answer.
Q1. The exhibit is intended not only to ________ visitors but also to direct their attention towards the ________ of endangered animals.
(a) charm . . . troubles
(b) irritate . . . indifference
(c) pull . . . suffering
(d) magnetize . . . difficulties
(e) attract . . . plight
Q2. The ________ is that although Opal is so ________ coloured, it has no colour of its own.
(a) incongruity . . . glitteringly
(b) puzzle . . . sparklingly
(c) absurdity . . . vividly
(d) paradox . . . brilliantly
(e) climax . . . strikingly
Q3. Most women ________ only half of the calcium they need so taking a calcium ________ is often a necessity.
(a) consume . . . supplement
(b) swallow . . . diet
(c) ingest . . . add-on
(d) gobble . . . extra
(e) digest . . . drink
Q4. Confidence is all about feeling ________ about your body well being in your ________.
(a) snug . . . head
(b) cosy . . . brain
(c) sure . . . mind
(d) homely . . . psyche
(e) nervous . . . soul
Q5. With the call centers business booming, ________ companies have to ________ hundreds of candidates per day.
(a) enrolment . . . judge
(b) joining . . . assess
(c) consulting . . . survey
(d) recruitment . . . evaluate
(e) small . . . confirm
Q6. Most private sector insurance companies prefer woman, since women sales persons are naturally more ________, more pleasing and ________ the tricks of the trade more easily.
(a) persuasive . . . grasp
(b) effective . . . grip
(c) plausible . . . hold
(d) convincing . . . clench
(e) talkative . . . manipulate
Q7. Companies will move to ________ where they can produce the highest quality products at the ________ price.
(a) places . . . best
(b) scenes . . . least
(c) countries . . . highest
(d) rural . . . cheapest
(e) locations . . . lowest
Q8. For too long Kolkata has been ________ from all the actions that the country’s Information Technology (IT) sector has been ________.
(a) isolated . . . witnessing
(b) secluded . . . observing
(c) unfrequented . . . viewing
(d) remote . . . watching
(e) surrounded . . . exploring
Q9. The HIV vaccines being developed will help in ________ AIDS, making the drug a far more ________ weapon than any drug given after a person is already infected with the HIV virus.
(a) stopping . . . dominant
(b) halting . . . vigorous
(c) arresting . . . commanding
(d) preventing . . . potent
(e) overcoming . . . deadly
Q10. Life as well as livelihood of the tribal communities is ________ with the ________ of animal life and natural resources of forests.
(a) linked . . . wealth
(b) merged . . . nourishment
(c) intertwined . . . sustenance
(d) associated . . . maintenance
(e) conditioned . . . treasure
ANSWERS :
S1. Ans.(e)
Sol. attract . . . plight fit in the context correctly.
S2. Ans.(d)
Sol. paradox . . . brilliantly fit in the context correctly.
S3. Ans.(a)
Sol. consume . . . supplement fit in the context correctly.
S4. Ans.(c)
Sol. sure . . . mind fit in the context correctly.
S5. Ans.(d)
Sol. recruitment . . . evaluate fit in the context correctly.
S6. Ans.(a)
Sol. persuasive . . . grasp fit in the context correctly.
S7. Ans.(e)
Sol. locations . . . lowest fit in the context correctly.
S8. Ans.(a)
Sol. isolated . . . witnessing fit in the context correctly.
S9. Ans.(d)
Sol. preventing . . . potent fit in the context correctly.
S10. Ans.(c)
Sol. intertwined . . . sustenance fit in the context correctly.
Important Note:
Monday, 30 January 2017
Directions (Q.1-10): In the following questions , there are blanks which need to be filled with appropriate words from the given options.
Q.1) In Buddhism, it is impossible to keep ethics and psychology ________ from one another, because they ________ at so many points.
A. apart, meet
B. aloof, merge
C. separate, overlap
D. consider, desirous
E. disjoint, converge
Q.2) I don't ________ I shall be ________ to go.
A. know, wanting
B. consider, desirous
C. think, able
D. believe, liking
E. feel, available
Q.3) Restlessness among the students of colleges and universities has ________ from their deep rooted feeling that their views and aspirations are ________ by their elders.
A. arisen, humiliated
B. followed, disregarded
C. stemmed, ignored
D. started, neglected
E. percolated, pooh-poohed
Q.4) Shalini was not ________ by the criticism and paid no ________ even when her best friend talked against her.
A. bothered, attention
B. troubled, mind
C. threatened, warning
D. deterred, heed
E. shaken, indication
Q.5) There is no glory in war ________ the blood it ________.
A. thinking, demands
B. considering, sheds
C. worth, costs
D. comparing, spills
E. worry, dispute
Q.6) Hitler cast a ________ and ________ shadow upon world history.
A. colossal, frightful
B. herculean, gloomy
C. gigantic, horrifying
D. huge, vast
E. vast, improve
Q.7) When Somesh ________ me coming to his table, he smiled and ________ me a chair.
A. found, signalled
B. met, sat
C. looked, gave
D. saw, offered
E. welcomed, took
Q.8) Although the leader's life was both ________ and painful, yet it was not without ________ for he had accomplished many of his goals.
A. magnificent, success
B. happy, frustration
C. thrilling, ambition
D. purposeful, danger
E. arduous, satisfaction
Q.9) Wars usually result from ________ among the parties involved and a failure to ________ them peacefully.
A. doubts, dispel
B. hostilities, debate
C. frustrations, understand
D. disagreements, resolve
E. warning, haste
Q.10) Though he is reputed for his technical ________, his books were sadly ________ of the work of others as he lacked originality.
A. advice, unconscious
B. skill, independent
C. knowledge, ignorant
D. expertise, derivative
E. dependence, indicative
Answers:
1.Ans- C
2.Ans- C (think and able correctly fits in the context)
3.Ans- c (stem- originate in or be caused by.)
4.ANs- A (‘paid no attention’ is correct expression. “bother’’ means – (of a circumstance or event) worry, disturb, or upset (someone).
5.Ans- B (considering and sheds, fits in the context correctly)
6.Ans- C (gigantic- of very great size or extent; huge or enormous. horrifying - fill with horror; shock greatly.)
7.Ans- D (saw, offered fits in the context correctly)
8.Ans- E (arduous- involving or requiring strenuous effort; difficult and tiring.)
9.Ans- B (hostility-hostile behaviour; unfriendliness or opposition.)
10.Ans- D (expertise, derivative is correctly used in this context)
Important Note:
Saturday, 28 January 2017
Directions (1-15): Pick out the most effective pair of words from the given pair of words to make the sentence/ sentences meaningfully complete.
Q1. Romans generously sprinkled pepper on their food to ________ their wealth, as only the rich could ________ it.
(a) value . . . bear
(b) flaunt . . . afford
(c) exhibit . . . endure
(d) squander . . . gain
(e) preserve . . . collect it
Q2. After the board examinations, students are _______ up for the various entrance examinations _________ for next month.
(a) ready, timed
(b) gearing, scheduled
(c) prepared, programmed
(d) set, duration
(e) Waiting, rough
Q3. The governmental __________ spurred dramatic improvements in the way waste management is ________ out in many hospitals.
(a) rule, thrown.
(b) plans, conduct
(c) crusade, done
(d) efforts, carried
(e) ascertain, further
Q4. The petitioner had ________ an immediate stay from the Court on allotment of the flats till _________ of investigation into the alleged irregularities.
(a) asked, process
(b) sought, completion
(c) propagated, finish
(d) demanded, course
(e) condemns, sudden
Q5. Opportunities _________ when they are seized and ________ when they are not.
(a) gather, evade
(b) needed, reflect
(c) create, disperse
(d) multiply, die
(e) pleaded, neglected
Q6. At the sound of the bell we are _________ to pause, relax our body and become gently _________of our in-breath and out-breath.
(a) asked, thoughtless
(b) requested, wishful
(c) invited, aware
(d) forced, meaningful
(e) prepared, programmed
Q7. _______ to listen to the sounds of nature, we find that we can afterwards carry on with whatever we were doing in a more ________ and loving way.
(a) Feeling, helpful
(b) Waiting, rough
(c) Dreaming, dramatic
(d) Pausing, attentive
(e) set, duration
Q8. My inward petition was instantly ___________. First, a delightful cold wave descended over my back and under my feet, ___________ all discomfort.
(a) acknowledged, banishing
(b) repudiated, infuriating
(c) acceded, exacerbating
(d) decimated, assuaging
(e) asked, thoughtless
Q9. Aruna __________ her team with a lot of skill and the ___________ increase in the sales by the team is a measure of her success.
(a) dominates, poor
(b) condemns, sudden
(c) manages, significant
(d) directs, worthless
(e) needed, reflect
Q10. On being asked for the passport, he ________ to his dismay that he had ______________ to bring it along with him to the airport.
(a) shocked, failed
(b) realized, forgotten
(c) pleaded, neglected
(d) understood, stood
(e) aided, cut
Q11. Helen quickly__________ the career ladder and is now the ___________ managing director, the company has ever appointed.
(a) jumped, shortest
(b) entered, oldest
(c) started, junior most
(d) climbed, youngest
(e) invent, growing
Q12. A famous economist says that the government should do more to ________ jobs in the area in order to curb the ____________ rate of unemployment.
(a) create, rising
(b) need, increasing
(c) employ, high
(d) invent, growing
(e) built, stop
Q13. After __________ payrolls and tightening perks to cope with the economic slowdown last year, software companies are finding that and management graduates are transferring their _____________ to vocations such as manufacturing and banking.
(a) trimming, loyalties
(b) reducing, accounts
(c) hiking, services
(d) increased, affections
(e) need, increasing
Q14. It is very important to ___________ that when the swine flu virus enters a human body. It takes a minimum of one day to a maximum of eight days for the disease to develop __________.
(a) gauge, extensively
(b) ascertain, further
(c) understand, fully
(d) verify, remarkably
(e) noticed, peculiar
Q15. Scientists, working to save the earth, have __________ dry water that soaks carbon three times better than water, and hence, helps __________ global warming.
(a) aided, cut
(b) created, combat
(c) built, stop
(d) produced, increase
(e) requested, wishful
Answers :
S1. Ans.(b)
Sol. flaunt . . . afford – fit in the context correctly.
S2. Ans.(b)
Sol. gearing, scheduled -fit in the context correctly.
S3. Ans.(d)
Sol. efforts, carried -fit in the context correctly.
S4. Ans.(b)
Sol. sought, completion -fit in the context correctly.
S5. Ans.(d)
Sol. multiply, die -fit in the context correctly.
S6. Ans.(c)
Sol. invited, aware -fit in the context correctly.
S7. Ans.(d)
Sol. Pausing, attentive -fit in the context correctly.
S8. Ans.(d)
Sol. decimated, assuaging -fit in the context correctly.
S9. Ans.(c)
Sol. manages, significant -fit in the context correctly.
S10. Ans.(b)
Sol. realized, forgotten -fit in the context correctly.
S11. Ans.(d)
Sol. climbed, youngest -fit in the context correctly.
S12. Ans.(a)
Sol. create, rising -fit in the context correctly.
S13. Ans.(a)
Sol. trimming, loyalties -fit in the context correctly.
S14. Ans.(c)
Sol. understand, fully -fit in the context correctly.
S15. Ans.(b)
Important Note:
Directions (1-15): Some questions have a sentence with two blanks followed by five pairs of words as choices. Others have a single blank followed by five words as choices. From the choices, select the word/pair of words that can best complete the given sentences and mark its number as your answer.
Q1. Calcutta ________ one of the most ________ periods of the state’s political history.
(a) propounded . . . catchy
(b) saw . . . modest
(c) underwent . . . humble
(d) expoused . . . severe
(e) witnessed . . . turbulent
Q2. Queen Victoria was so ________ when she read “Alice in wonderland” that she wrote a/an ________ note to Lewis Carroll.
(a) enchanted . . . appreciative
(b) captivated . . . promising
(c) lured . . . admiring
(d) enticed . . . impressive
(e) nonplussed . . . speculative
Q3. The ________ performance of Jesse Owens was the highlight of the Games.
(a) intractable
(b) rational
(c) impeccable
(d) temperamental
(e) regretful
Q4. The hi-tech industry’s ________ demand for workers has ________ a lucrative new middlemen industry.
(a) voracious . . . spawned
(b) rapid . . . placed
(c) generous . . . generated
(d) hushed . . . triggered
(e) impartial . . . implicated
Q5. It is a fact that one’s actions should not ________ on the freedom of others or cause inconvenience.
(a) reflect
(b) impend
(c) overshadow
(d) erode
(e) impinge
Q6. A well-balanced diet can be a/an ________ for stress.
(a) spirit
(b) buffer
(c) antidote
(d) medicine
(e) pleasure
Q7. Many drug companies are ________ the patent life of their products through ________ means.
(a) extending . . . innovative
(b) removing . . . illegal
(c) providing . . . impressive
(d) deciding . . . legal
(e) exaggerating . . . illicit
Q8. The ________ impact of low-quality products will ________ itself in the next two or three years, said the company manager.
(a) real . . . publicise
(b) adverse . . . manifest
(c) momentous . . . reveal
(d) concerned . . . show
(e) sullen . . . overcome
Q9. The film has set new records in vulgarity showing ________ no respect for ________.
(a) completely . . . wisdom
(b) totally . . . niceties
(c) absolutely . . . ethics
(d) partially . . . preferences
(e) mostly . . . aesthete
Q10. Darwinian Evolution theory ________ that survival of the species is the primary ________ of the organism.
(a) verifies . . . aspiration
(b) presumes . . . decision
(c) locates . . . thought
(d) postulates . . . goal
(e) fray . . . style
Q11. The young artist maintains a/an ________ of style and does not ________ it to cater to the masses.
(a) array . . . simplify
(b) nerve . . . engulf
(c) monotony . . . hasten
(d) dichotomy . . . hold
(e) purity . . . dilute
Q12. By training children at a young age we can bring out the ________ talents in them.
(a) nascent
(b) budding
(c) superficial
(d) inherent
(e) novel
Q13. The parents should ________ their ________ and help their children in building their character.
(a) forget . . . limitations
(b) shed . . . inhibitions
(c) fight . . . requirement
(d) prevent . . . weaknesses
(e) avoid . . . attractions
Q14. Indians living abroad ________ for mango and are willing to spend any amount for it.
(a) wait
(b) desire
(c) crave
(d) aspire
(e) glut
Q15. Marriages between members of the extended family were ________ to strengthen the ties of relationships.
(a) mentioned
(b) promoted
(c) indulged
(d) performed
(e) evolved
ANSWERS :
S1. Ans.(e)
Sol. witnessed . . . turbulent fits in the context correctly.
S2. Ans.(a)
Sol. enchanted . . . appreciative, fits in the context correctly.
S3. Ans.(c)
Sol. impeccable-in accordance with the highest standards; faultless.
S4. Ans.(a)
Sol. voracious . . . spawned fits in the context correctly.
S5. Ans.(e)
Sol. impinge-have an effect, especially a negative one.
S6. Ans.(c)
Sol. antidote-a medicine taken or given to counteract a particular poison.
S7. Ans.(a)
Sol. extending . . . innovative fits in the context correctly.
S8. Ans.(b)
Sol. adverse . . . manifest fits in the context correctly.
S9. Ans.(c)
Sol. absolutely . . . ethics fits in the context correctly.
S10. Ans.(d)
Sol. postulates . . . goal fits in the context correctly.
S11. Ans.(e)
Sol. purity . . . dilute fits in the context correctly.
S12. Ans.(d)
Sol. inherent-existing in something as a permanent, essential, or characteristic attribute.
S13. Ans.(b)
Sol. shed . . . inhibitions fits in the context correctly.
S14. Ans.(c)
Sol. Crave fits in the context correctly.
S15. Ans.(d)
Sol. Performed fits in the context correctly.
Important Note:
Tuesday, 17 January 2017
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Thursday, 12 January 2017
Q1. What does FSDC stand for?
(a) Financial Security and Development Council
(b) Financial Stability and Development Council
(c) Fiscal Security and Development Council
(d) Fiscal Stability and Development Council
(e) None of the above
Q2. ___________ has been declared the first ‘total banking state’ in India, successfully implementing the total financial inclusion thereby ensuring banking facility to all households.
(a) Maharashtra
(b) Kerala
(c) Himachal Pradesh
(d) Uttarakhand
(e) Gujarat
Q3. RBI has introduced “Marginal Standing Facility” with the objective of:
(a) Controlling Inflation
(b) Containing instability in long term inter-bank rates
(c) Containing instability in the overnight inter-bank rates
(d) All of the above
(e) None of the above
Q4. _____________ are the beneficiaries of the “Reverse Mortgage Scheme”.
(a) Government employees
(b) Senior citizens
(c) Unemployed persons
(d) Persons of BPL category
(e) None of the above
Q5. RBI was nationalized in the year-
(a) 1949
(b) 1952
(c) 1955
(d) 1964
(e) 1935
Q6. Which of the following is not a measure to control inflation as adopted by Govt. of India and/or RBI?
(a) Monetary Policy
(b) Fiscal Policy
(c) Financial Inclusion
(d) Price control
(e) Bank Rate Policy
Q7. Current accounts are meant and useful for _____?
(a) Investment purposes
(b) Identity purposes
(c) Savings purposes
(d) Day-to-day business needs
(e) Operational convenience
Q8. A _____ card is basically a payment mechanism which allows the holder to make purchase without any immediate cash outflows either physically or through his accounts?
(a) Debit
(b) Smart
(c) Credit
(d) ATM
(e) Kisan Credit
Q9. What do we mean by “Demat Accounts” in the financial markets in India?
(a) an account which is opened by the people of the lower income group of society
(b) an account in which trading of shares is done
(c) an account, which can be opened only by the Minors
(d) an account, of the nature of Current account, which can be opened only by the Corporate Houses
(e) None of the above
Q10. The ‘monetary base for credit expansion’ consists of _____?
(a) The total value of ‘high-powered money’
(b) The demand and time deposit liabilities
(c) The size of the deficit in the government’s budget
(d) All of the above
(e) None of the above
Q11. The Negotiable Instruments Act deals with ____?
(a) Cheques, demand drafts, banker’s cheques
(b) Promissory notes, bills of exchange and cheques
(c) Bills of exchange, Cheques and demand drafts
(d) Cheques, demand drafts and saving bank withdrawal forms
(e) None of the above
Q12. “Muhammad Yunus” is associated with Banking Industry and is acclaimed for his contribution in the field of ____?
(a) Micro-finance
(b) Technological advancement
(c) Consumer finance
(d) Banking Reforms in Bangladesh
(e) Low-cost housing
Q13. A NBFC is prohibited to offer or undertake _____?
(a) accept demand deposits
(b) accept time deposits
(c) Lend long term loans
(d) Pay a higher rate of interest on deposits as compared to Banks
(e) None of the Above
Q14. CBS stand for?
(a) Centralised banking system
(b) Computer based Solution
(c) Core banking Solution
(d) Customised banking Solution
(e) None of the Above
Q15. Small Industries Development Bank of India’s Single Window scheme means that a borrower is granted _____?
(a) Both term loan for fixed assets and loan for working capital through the same agency, namely, SFCs or Commercial Banks
(b) Both term and working capital through SIDBI itself
(c) Both term loan and working capital through IDBI
(d) All of the above
(e) None of the above
ANSWERS :
1. b
2. b
3. c
4. b
5. a
6. c
7. d
8. c
9. b
10.a
11.c
12.a
13.d
14.c
15.a
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Wednesday, 11 January 2017
Q1. Refinance facility is provided by NABARD. Which institutions can avail this facility?
(a) State cooperative banks
(b) Regional rural banks
(c) Commercial bank
(d) All of the above
(e) Other than the given options
Q2. Kisan Credit Cards are an effective way of reaching out to the farmers by the banks. What assistance does the farmer receive in this way?
(a) Credit facility for crops etc against an approved limit
(b) Short-term credit facility against value of his crops
(c) Long-term credit is provided against his land holdings
(d) Loan is permissible against crops sold, but payment yet to be received by the farmer
(e) Other than the given options
Q3. Which of the following is true?
(a) NBFCs can accept deposits from the public
(b) NBFCs cannot offer deposit schemes to the public
(c) Deposits of NBFCs are insured with DICGC
(d) NBFCs can accept deposits from public if they are registered and permitted by RBI
(e) Other than the given options
Q4. Base rate is the rate below which no bank can allow their lending to anyone. Who sets-up this ‘Base rate’ for banks?
(a) Individual Banks’ Board
(b) Ministry of Commerce
(c) Ministry of Finance
(d) RBI
(e) Interest Rate Commission of India
Q5. The financial assistance of loans of Rs.10000 by bank to a small borrower will be called..........?
(a) Business finance
(b) Government finance
(c) Micro finance
(d) Small finance
(e) KYC finance
Q6. (The figures in these questions are imaginary). We suppose that Cash Reserve Ratio (CRR) in country’s economy is 10%. The banking system wish a cash deposits of Rs. 1000 Crore, creates total deposits of Rs. 10,000 Crores. The Reserve Bank wishes that bank should create more deposits. Which among the following step will be taken by the Reserve Bank?
(a) It will lower the Cash Reserve Ratio
(b) It will raise the Cash Reserve Ratio
(c) It will increase the Margin Requirements
(d) It will start selling Government Securities
(e) Other than the given options
Q7. Many a times we read in the newspapers that RBI takes certain steps to curb the menace of Inflation. In this context, which among the following will not help RBI in controlling the inflation in the country?
(a) An increase in the Bank Rate
(b) An increase in the Reserve Ratio Requirements
(c) A purchase of securities in the open market
(d) Rationing of the credit
(e) Other than the given options
Q8. We suppose that Reserve Bank of India would like to increase the cash Reserves of the commercial banks. Which among the following would be most appropriate action of the RBI to achieve this aim?
(a) RBI would release gold form its reserves
(b) RBI would raise the reserve ratio
(c) RBI would buy the bonds in the open market
(d) RBI will stop the transactions which involve the bills of exchange
(e) Other than the given options
Q9. Commercial banks are the largest category of financial intermediaries; others include?
(a) Life-insurance companies
(b) Pension funds
(c) Savings and loan institutions
(d) All of the above
(e) Other than the given options
Q10. An average citizen cannot open a Savings account in which of the following?
(a) Commercial bank
(b) Post office
(c) Co-operative bank
(d) RBI
(e) Other than the given options
Q11. Educational for All Development Index is released by -
(a) IMF
(b) World Bank
(c) UNO
(d) WTO
(e) Other than the given options
Q12. Which of the following is/are TRUE about the “Village Gram Bank Scheme”?
(a) The scheme is launched to provide safeguards against Starvation during the period of natural calamities or lean season
(b) The gram banks are set up in food scare areas like drought prone areas
(c) Village Panchayats who were running Village Grain Banks earlier are now not authorized to run
(d) Both (a) and (b)
(e) Other than the given options
Q13. Non-Agricultural Market Access (NAMA) word is related to which organization?
(a) WTO
(b) UNCTAD
(c) IMF
(d) World Bank
(e) NDB
Q14. SEBI is related to _________.
(a) Bank
(b) Government of India
(c) Share Market
(d) State Government
(e) Other than the given options
Q15. The National Planning Council (NPC) was formed on 3rd February ______ to ensure coordination of planning functions of different sectors, to determine national priorities, to provide advice on long term development policies and strategies, to ensure sustainable development of the nation and to ensure balanced and equitable development at provincial level.
(a) 1996
(b) 2992
(c) 2012
(d) 2009
(e) 2002
ANSWERS :
1. d
2. a
3. d
4. a
5. c
6. a
7. c
8. c
9. d
10.d
11.c
12.a
13.a
14.c
15.d
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