Cloze - Test for IBPS Clerk Prelims 2017 (DAY-23)

Directions (1-10): In the following passage, there are some blanks to be filled by appropriate word from the given options. Choose the correct word and mark it as your answer.

Demonetisation of high denomination bank notes was in ----1---- of a series of measures taken by our Government during the last two years. It is a bold and decisive---2----. For several decades, tax evasion for many has become a way of life. This compromises the larger public interest and creates unjust enrichment in favour of the tax evader, to the detriment of the poor and---3----. This has bred a parallel economy which is unacceptable for an inclusive---4----. Demonetisation seeks to create a new ‘normal’ wherein the GDP would be bigger, cleaner and real. This exercise is part of our Government’s ---5---- to eliminate corruption, black money, counterfeit currency and terror funding. Like all reforms, this measure is obviously---6-----, as it seeks to change the retrograde---7----. Drop in economic activity, if any, on account of the currency squeeze during the remonetisation ---8-----is expected to have only a ---9------ impact on the economy. I am reminded here ---10-----what the Father of the Nation, Mahatma Gandhi, had said: “A right cause never fails”.

Q1.

(a) continue

(b) continuation

(c) contribute

(d) contrive

(e) console

Q2.

(a) marigold

(b) manner

(c) meagre

(d) measure

(e) merrier

Q3.

(a) deprived

(b) decided

(c) deciduous

(d) detrimental

(e) diminish

Q4.

(a) sonorous

(b) socio-economic

(c) sociology

(d) social

(e) society

Q5.

(a) repetition

(b) repulsive

(c) resolve

(d) reprimand

(e) ruckus

Q6.

(a) dissolute

(b) dissolve

(c) disbursal

(d) disturbing

(e) disruptive

Q7.

(a) carte blanche

(b) status quo

(c) bona fide

(d) faux pas

(e) ad nauseam

Q8.

(a) period

(b) paranoid

(c) parabola

(d) panoramic

(e) pandemonium

Q9.

(a) intransitive

(b) transitive

(c) transient

(d) transverse

(e) travesty

Q10.

(a) with

(b) off

(c) about

(d) of

(e) around

Solutions

S1. Ans (b)

Sol. continuation -the action of carrying something on over time or the state of being carried on.

S2. Ans (d)

Sol. measure-assess the importance, effect, or value of (something).

S3. Ans (a)

Sol. deprived-suffering a severe and damaging lack of basic material and cultural benefits.

S4. Ans (e)

Sol. Society- is correct word.

S5. Ans (c)

Sol. resolve-settle or find a solution to (a problem or contentious matter).

S6. Ans (e)

Sol. disruptive-innovative or groundbreaking.

S7. Ans (b)

Sol. status quo- the existing state of affairs, especially regarding social or political issues.

S8. Ans (a)

Sol. period-a length or portion of time.

S9. Ans (c)

Sol. transient- lasting only for a short time; impermanent.

S10. Ans (d)

Sol. Preposition ‘of’ is correct.

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Cloze - Test for IBPS Clerk Prelims 2017 (DAY-17)

Directions (1-15): In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Agriculture has always been celebrated as the primary sector in India. Thanks to the Green Revolution, India is now ___(1)____(self-addressed for) production. Indian agriculture has been ____(2)___(growing and using technologically) as well. Does that mean everything is looking bright for Indian agriculture? A superficial analysis of the above points would tempt one to say yes, but the ___(3)_____( the study is different). The reality is that Indian farmers have to face extreme poverty and financial crisis, which is _____(4)___(understanding them for) suicides. What are the grave adversities that drive the farmers to commit suicide? At a time when the Indian economy is __(5)____(up for performing ) to take on the world?

Indian agriculture is ___(6)______ (dominantly about the) nature. Irrigation facilities that are currently available, do not cover the entire cultivable land. If the farmers are at the ___(7)_____ (leniency of land) for timely water for their crops, they are at the mercy of the government for ___(8)____(alternating irrigation facility). Any failure of nature directly affects the ___(9)__(destination of farmers). Secondly, Indian agriculture is largely an unorganized sector, there is no ___(10)____(unorganized planning), farmers work on lands of uneconomical sizes, institutional finances are not available and minimum purchase prices of the government do not, in reality, reach the poorest farmer. Added to this, the cost of agricultural inputs have been steadily rising over the years, farmers margins of profits have been ____(11)____(causing the irrigation) rise in inputs is not complemented by an increase in the purchase price of the agricultural produce. Even today, in several parts of the country agriculture, is a seasonal occupation. In many districts, farmers get only one crop per year and for the remaining part of the year, they find it ____(12)_______(feasible to increase livelihood).The farmers normally resort to borrowing from money lenders, in the absence of institutionalized finance. Where institutional finance is available, the ordinary farmer does not have a chance of availing it because of the procedures involved in disbursing the finance. This calls for removing the elaborate formalities for obtaining the loans. The institutional finance, where available is mostly availed by the medium or large land owners, the small farmers do not even have the awareness of the existence of such facilities. The money lender is the only source of finance to the farmers. Should the crops fail, the farmers fall into a debt trap and crop failures piled up over the years give them no other option than ending their lives.Another disturbing trend has been observed where farmers commit suicide or deliberately kill a family member in order to avail relief and benefits announced by the government to support the families of those who have committed suicide so that their families could at least benefit from the Government’s relief programs. What then needs to be done to prevent this sad state of affairs? There cannot be one single solution to end the woes of farmers.Temporary measures ____(13)______(through donation) would not be the solution. The governmental efforts should be _______(14)______(mentioning the measures) of the small farmers wherein the relief is not given on a drought to drought basis, rather they are taught to overcome their difficulties through their own skills and capabilities. Social responsibility also goes a long way to help the farmers. The general public, NGOs, Corporates and other organizations too can play a part in helping farmers by _____(15)_______ (rectifying their fields) and families and helping them to rehabilitate.

Q1. 

(a)perfect about 

(b)rely to food

(c)self-sufficient in food 

(d)dependent to food

(e) no change

S1. Ans.(c)

Sol.Option D and B can be easily eliminated after a rough reading of the paragraph. Option D and B have a negative connotation.Hence are wrong. Between Option A and C, Option C is the correct choice as it gives the meaning that green revolution has made India independent and self-supporting.

Q2. 

(a)longing to greenery

(b)making technological advancement

(c)creating marginal 

(d)producing grains

(e) no change 

S2. Ans.(b)

Sol.Here in this question, Only option B is correct. Other options are grammatically incorrect. 

Q3. 

(a)reality suggests the same

(b)demand is same

(c)reality is bright

(d)truth is far from it

(e) no change 

S3. Ans.(d)

Sol. The hint is given in the passage itself. 'but' before the blank indicates a contradiction, a negative connotation is needed here.  Option D is the correct choice.

Q4. 

(a)driving them to 

(b)bringing them for

(c)drived them to

(d)attracting them in

(e) no change 

S4. Ans.(a)

Sol. Choice A is correct. As we read further after the blank, there is a hint,'What are the grave adversities that drive the farmers to commit suicide', it gives us a confirmation about the options. 

Q5. 

(a)thought of alleviate up

(b)imagined for elevation

(c)supposed to be gearing up 

(d)gradually steeping up at

(e) no change 

S5. Ans.(c)

Sol. Option  C is the correct choice. Using elimination rule through the knowledge of prepositions, Choice C is the apt choice. 'Indian economy is supposed to be gearing up to take on the world'.

Q6. 

(a)dominating over the 

(b)making up to

(c)looking at

(d)predominantly dependent on

(e) no change 

S6. Ans.(d)

Sol. 'predominantly dependent on' is the correct choice. Agriculture depends on nature. 

Q7. 

(a)profit of crops

(b)mercy of monsoons

(c)help of landlords

(d)need of having facilities 

(e) no change 

S7. Ans.(b)

Sol. 'mercy of monsoon' fits correctly. Option A, and B can be easily eliminated, as they give irrelevant meaning. Between B and C, Option B is the correct choice. Option D is incorrect because as we read further, there is mention of nature, which gives the confirmation that option B is most appropriate.

Q8. 

(a)alternative irrigation facilities

(b)alteration in the facility

(c)irrigation facility alteration 

(d)facility to alter

(e)no change 

S8. Ans.(a)

Sol. choice An 'alternative irrigation facilities', is the correct choice. Other options are irrelevant in the context of the paragraph.

Q9. 

(a)right of the farmers

(b)fortunes of the farmers

(c)decision of the farmers

(d)nature of the farmers

(e)no change 

S9. Ans.(b)

Sol. Option B is the correct choice.failure of nature means problems such as delay in monsoon etc affects the fortune of farmers.

Q10. 

(a)intellectual cultivation

(b)thoughful cultivation

(c)true approach

(d)systematic planning in cultivation

(e) no change 

S10. Ans.(d)

Sol. Option D is the most appropriate option.

Q11. 

(a)curtailing as the availability

(b)broadening because the approach

(c)narrowing because the price

(d)resulting in the occupation

(e)no change 

S11. Ans.(c)

Sol. Option C is coherent with respect to the theme of the passage. Due to rise in agricultural inputs, investments in agriculture, profit margin of farmers in narrowing.

Q12. 

(a)far more easier to love a luxury life

(b)difficult to make both ends meet

(c)annoying to control occupation

(d)convenient to increase output

(e)no change 

S12. Ans.(b)

Sol. Option B is the correct choice. To make both ends meet means To earn enough income to provide for basic needs. 

Q13. 

(a)through monetary relief 

(b)through retreating monsoons

(c)through deliberate meditation

(d)through NGOs, irrigation

(e) no change 

S13. Ans.(a)

Sol. Option A 'through monetary relief ' is the correct choice.Option B is incorrect because Monsoon is not a temporary measure. It is a necessity. Option C and D are irrelevant.

Q14. 

(a)ignoring the need

(b)targeted at improving the entire structure 

(c)depending upon the need of 

(d)detecting the crisis engraved

(e)no change 

S14. Ans.(b)

Sol. The governmental effort should aim at improving the condition of small farmers. Hence, Option B is most appropriate. 

Q15. 

(a)raising the marginal cost of the inputs

(b)giving them fertilizers at high cost 

(c)motivating NGOs  

(d)adopting drought affected villages

(e)no change 

S15. Ans.(d)

Sol. Option D is the correct choice. Options A and B are incorrect because raising cost input cost will not do any good to farmers, and we need a positive sentence here. Motivating NGOs also is irrelevant. 

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Cloze - Test for IBPS Clerk Prelims 2017 (DAY-4)

Directions (1-15): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(1)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(2)____  to 0.1% last year. The widening CAD __(3)___  driven by a greater increase in merchandise imports ___(4)___  exports. A strong capital account surplus, however, has helped the country __(5)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(6)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(7)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(8)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(9)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(10)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(11)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(12)___ to unsavoury macroeconomic situations. According to a __(13)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(14)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(15)___ plan to tackle a period of significant volatility.

Q1. 
(a)style
(b)format
(c)signs
(d)decision
(e)way

S1. Ans.(c)
Sol.option C is the correct choice.

Q2. 
(a)seen
(b)compared
(c)observed
(d)said
(e)revised

S2. Ans.(b)
Sol.option b is the correct choice.

Q3. 
(a)are
(b)have been
(c) will be
(d) were
(e) was

S3. Ans.(e)
Sol.was  is the correct choice as sentence indicate a past event.

Q4. 
(a)when
(b)then
(c)than
(d)though
(e) about

S4. Ans.(c)
Sol. than is the apt choice as than is used for introducing the second element in a comparison.

Q5. 
(a)select
(b)appropriate
(c)given
(d)pay
(e)comprehend

S5. Ans.(d)
Sol. option d is the correct choice.

Q6. 
(a)prone
(b)sponsored
(c)led
(d)flow
(e)combined

S6. Ans.(c)
Sol. option c is the correct choice.

Q7. 
(a)during
(b)over
(c)at
(d)about
(e)between

S7. Ans.(b)
Sol.option b is the correct choice.

Q8. 
(a)bigger
(b)significance
(c)biggest
(d)sustainable
(e)larger

S8. Ans.(c)
Sol.option c is the correct choice.

Q9. 
(a)beside
(b)against
(c)according
(d)for
(e)alternate

S9. Ans.(b)
Sol.option b is the correct choice

Q10. 
(a)amount
(b)detailed
(c)detection
(d)coin
(e)bank

S10. Ans.(a)
Sol.option a is the correct choice

Q11. 
(a)stock
(b)remain
(c)stop
(d)imagine
(e)answer

S11. Ans.(b)
Sol. option b is the correct choice

Q12. 
(a)lead
(b)sufficient
(c)name
(d)resolve
(e)answer

S12. Ans.(a)
Sol.option a is the correct choice

Q13. 
(a)thought
(b)report
(c)paper
(d)view
(e)points

S13. Ans.(b)
Sol. option b is the correct choice

Q14. 
(a)decline
(b)increased
(c)booster
(d)accent
(e)hike

S14. Ans.(e)
Sol. option e is the correct choice

Q15. 
(a)analogus
(b)emergency
(c)alternating
(d)trust
(e)pre plan

S15. Ans.(b)
Sol. option b is the correct choice

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Cloze - Test for IBPS Clerk Prelims 2017 (DAY-3)

Directions (1-15): In the following passage there are blanks, each of which has been numbered. These numbers are printed in the passage and against each, five words are suggested, one of which fits the blanks appropriately. Find out the appropriate word in each case.

A common belief,  even among economists, is that inequality is greater in individualistic societies than in collectivist ones. Individualistic societies are generally ____(1)____  to be selfish and uncaring towards fellow human beings, which, it is __(2)____ , should cause them to suffer greater economic inequality. It is ____(3)___ said that in the absence of wealth redistribution by the government, individualistic societies will tend to aggravate inequality.

“Are individualistic societies less equal? Evidence from the parasite stress theory of values”, a 2017 paper by Boris Nikolaev, Christopher Boudreaux, and Rauf Salahodjaev __(4)__ in the Journal of Economic Behavior and Organization, ____(5)____ , comes to a different conclusion. The authors find that income distribution is actually more equitable in individualistic societies than in collectivist ___(6)____. While this sounds counter-intuitive, it makes sense when the actual causes of economic inequality between people are considered.

What differentiates individualistic societies from their collectivist __(7)___ is their belief in individual freedom. So, while the population of an individualistic society might believe, for instance, that people are __(8)___  to the fruits of their labour, collectivist societies put more emphasis on the collective welfare of society. For the same reason, individualistic societies prefer a smaller government that imposes lower taxes and regulations on everyone, while collectivist societies ___(9)___ a larger government to impose a greater burden on the rich.

Interestingly, however, the creation of a larger government to redistribute wealth and uphold social justice does not lead to less inequality. In fact, a larger government __(10)__ greater opportunities for special interest groups to capture it and forward their own agenda. This __(11)___  in fewer economic opportunities for the wider population, which results in lower competition and greater economic inequality. Obviously, this is the opposite of what supporters of a collectivist government want, but reality works against their wishes.

On the other hand, under the rule of a smaller government, economic __(12)__ are available to a much wider population. Special interest groups have fewer opportunities to exploit the powers of the government, as there is less __(13)___  on the government to guide the economy in the first place. This leads to greater competition in individualistic societies, ___(14)___  translates to lower levels of economic inequality, as __(15)___ by the study.

Q1. 

(a)view

(b)imagined

(c)call

(d)considered

(e) name

Q2. 

(a)believed

(b)think

(c)considering

(d)mark

(e)put

Q3. 

(a)again

(b)repeated

(c)further

(d)back

(e)farther 

Q4. 

(a)noticed

(b)refer

(c)says

(d)published 

(e)outrage 

Q5. 

(a)from

(b)however

(c)great

(d)impose

(e) because

Q6. 

(a)owing

(b)ones

(c)own

(d)once

(e) one

Q7. 

(a)partnered 

(b)symbol

(c)colleague

(d)counterparts 

(e) set

Q8. 

(a)entitled

(b)understand

(c)seem

(d)reviewed

(e)consider

Q9. 

(a)prefer 

(b)motivated

(c)referred

(d)assuming

(e)activate

Q10. 

(a)see

(b)giving

(c)provides 

(d)handle

(e)perceive 

Q11. 

(a)causing

(b)edit

(c)made

(d)results

(e)support

Q12. 

(a)opportunities 

(b)scenario 

(c)light

(d)output

(e)path

Q13. 

(a)reliability

(b)reliance

(c)creation

(d)works

(e)interest 

Q14. 

(a)which

(b)who

(c)where

(d)reality

(e)when

Q15. 

(a)belief

(b)studied

(c)confirmed 

(d)inequality

(e)classifies

Answers :
S1. Ans.(d)
Sol.considered

S2. Ans.(a)
Sol.believed

S3. Ans.(c)
Sol. further

S4. Ans.(d)
Sol. published

S5. Ans.(b)
Sol. however

S6. Ans.(b)
Sol.ones

S7. Ans.(d)
Sol. counterparts

S8. Ans.(a)
Sol. entitled

S9. Ans.(a)
Sol.prefer

S10. Ans.(c)
Sol.provides

S11. Ans.(d)
Sol.results

S12. Ans.(a)
Sol. opportunities

S13. Ans.(b)
Sol.reliance

S14. Ans.(a)
Sol.which

S15. Ans.(c)
Sol. confirmed 

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